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Lake Tahoe - Truckee, CA Real Estate for Sale

Loan Applications | Buyer

Loan Applications | Buyer

Loan Applications | Buyer

Once you have selected the type of loan you prefer and qualify for, the lender will ask you to complete a loan application, which will require a great deal of personal and financial information, including the following:

1) Your residence history

• Your previous addresses for the past two years

• The length of time you’ve lived at each address

• If you currently rent, your landlord’s name and addresses (for past 12 months)

2) Your employment history

• The names and addresses of all your employers for the past two years

• The dates you worked at each place of employment

• If there have been any gaps in your employment, explain why

3) All outstanding loans and credit cards

• The creditor’s name(s) and address(es)

• Your account number(s)

• The current total balance you owe and the months left to pay

• The amount of the monthly payment

4) Savings, checking or investment accounts

• The names and addresses for each financial institution

• Your account numbers

• The current balance or value

5) Real estate you currently own

• The property address(es)

• The estimated market value

• The outstanding loan balance

• The amount of your monthly payment (including taxes, insurance, homeowner’s association dues)

• The amount of your rental income (if applicable)

6) Personal property you own

• The net cash value of your life insurance

• The make, year and value of your automobile(s)

• The value of your furniture, jewelry and other personal property

7) Tax records

• Some lenders may require copies of your tax records from the previous two years

Copyright © 2025 | Laura Allen | Broker Associate | CalRE# 01473598 | www.TahoeLauraRealEstate.com | 530-414-1260 Phone/Text | Laura@TahoeLaura.com Coldwell Banker Realty | 475 N. Lake Blvd., Tahoe City, CA 96145 | Log in

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